Senior Manager – Credit Approvals
• Membership in the Institute of Chartered Accountants
• Membership in any Accounting Body of CAs
• Membership in CMA/CIA/ACCA/CPA
MBA from reputed management schools across the world
Legal aspects of lending – commercial laws
• Minimum 15 – 20 years in Credit Processing / Credit Appraisal / Credit Approvals / Project Finance department of a Medium sized Bank
• Handled re-schedulement proposals, sick unit rehabilitation proposals and have thorough knowledge in Classification of accounts / NPAs etc.
• Have good experience in post sanction follow ups and monitoring of accounts.
• Involved in processing credit requests under Syndication and club deal arrangement.
• Handled core banking applications from Credit perspective
• Handled External Audit and Regulatory Audits
• Worked closely with credit risk team for policy preparations, credit monitoring, delinquent account monitoring, renewal of limits etc
• Well versed with MS word/MS EXCEL and related applications.
• Handled MS Power Point presentations to the Management.
• Previously worked in Multinational Banks in UAE
• Previously worked in banks in UAE
• Previously worked in large size Banks in other countries.
• Must have managed or supported a team of business units and worked closely with sales, operations, legal, and other teams to facilitate credit.
• Must have conducted training sessions for business teams on credit appraisal techniques
• Handled large infrastructure projects evaluation, credit workflow evaluation etc will be an advantage