Under general direction, works with Relationship Manager(s) to manage assigned customer relationships and loan portfolio(s). The responsibilities include analyzing financial data and preparing comprehensive written analyses, analyzing portfolio credit quality, assisting Relationship Manager in presenting credit requests for approval, identifying cross-sell opportunities with customers and making appropriate referrals. May also co-manage client relationships and portfolio credit quality with a Relationship Manager (s).

Minimum Qualifications:  qualified CA/CPA/CFA/MBA or equivalent

Minimum Experience: 3-4 years of experience in managing corporate accounts.

Job-Specific Skills: 

  • Candidate should be a qualified CA/CPA/CFA/MBA or equivalent
  • 3-5 years of experience in Corporate Credit / Risk / Corporate or Wholesale or Investment Banking Group
  • Robust analytical and report writing skills
  • Good knowledge of Microsoft Office.
  • Great attitude to learn and nurture

Working knowledge on KYC / AML / Compliance

Assessing creditworthiness of the borrowers through critical evaluation of financial statements
Analyse credit rating of the obligors, business & financial parameters to identify key risks and mitigants
Conduct appropriate due diligence on the borrowers through market intelligence and regulatory reports
Helps relationship managers in right structuring the Credit Facility in compliant with policy parameters and regulatory framework
Preparing cash flow projections and sensitivity analysis to demonstrate repayment capacity
Industry / Sector analysis and bench-marking
Monitoring financial and non-financial covenants and early warning signals
Review credit approval, documentation and disbursements
Evaluate adhoc credit requests and submit to Credit committee for approval
MIS & Special project
Review of critical documentation / LMA standards
Monitoring non-compliance to approval terms, documentation, overdue and remediation
Client inspection, sight visit and call report preparation
AML / KYC / FATCA / CRS submission or remediation
Handling day to day portfolio operations. Filing and record keeping.
·
·